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Insurance with your needs in mind |
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Your Agency Services |
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Listening to you is the starting point to provide the ‘right’ solution. Closing on a shoe-string budget or looking for an estate-planning approach, we have solutions to meet the need. Insurance pricing is based traditionally on three factors: Value of home, location of home, and the loss history of the owner. Our carrier has a “fourth” factor. That factor has dramatically reduced the cost of insurance and has transformed insurance pricing. The fourth factor is the applicant’s credit. We do not require social security numbers in most cases. The applicant’s name, birth date, and address is sufficient 90% of the time. (Credit card companies send notices “you have been pre-approved”. This pre-approval is based on the same type of credit report our carrier uses.) Coverage is often times defined from the mortgage company’s perspective as the amount of the loan. Insurance companies and the insurance commissioner most often define coverage to be the replacement cost. Resolving the struggle between the Mortgage company and the insurance carrier is an issue we know how to address. Letting one of the parties choose the coverage could put the coverage at a level to high or to low. Take charge of your home insurance needs and work with an agency that provides the coverage level that meets your need– Georgia Townhouse Insurance.com. Georgia Townhouse Insurance provides coverage for Homes, Second Homes, homes, and Log homes. For Condo insurance, please see Georgia Condo Insurance.com
Give us a call or fill in the quote request. We look forward to hearing from you.
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11877 Douglas Road Suite 203 Johns Creek, GA 30005 |
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To contact us: |
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Phone: 678-893-9050 Fax: 678-893-9088 Toll Free: 1-877-MattLocke (628-8562) E-mail: Sales@MattLockeandAssociates.com |
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Georgia Townhouse Insurance.com |
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Having home insurance and Auto insurance with the same carrier provides significant discounts. Consider reviewing the coverages available at:
With the added liability risk, review the additional liability coverage available at:
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